Buying a home - Shared Ownership

We’ve got a wide selection of properties available to purchase throughout London, the Midlands and the South East through schemes such as Shared Ownership.

Shared Ownership is a great way for many first time buyers to get on the housing ladder. This makes things a lot more affordable as it means you don't need such a big deposit.

Find your new home

We provide exciting opportunities for first time buyers, with all of our properties for sale on the basis of shared ownership in London and the South East.

We’ve got a wide selection of new build houses and apartments to purchase as part of Shared Ownership schemes throughout London, the Midlands and the South East.

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When homeowners that have brought their home from us are looking to move, we list their property on our website so others have an opportunity to buy through the Shared Ownership scheme.

Southern Housing formed in December 2022 following the merger of Optivo and Southern Housing Group (SHG). As a result of this our pre-owned homes are currently advertised over 2 websites.

Search our SHG homes Search our Optivo homes

What is Shared Ownership?

If you buy a Shared Ownership home through Southern Housing you can purchase a share of between 25% and 75% of the property from us. You’ll then pay a monthly rent for the share of the property that we still own and also pay towards any service charges owed.

FAQs

Want to find out more about increasing or selling your share or extending your lease? Find out more below in our Frequently Asked Questions (FAQs).

As a shared owner you are able to sell your property at any time and the Sales Services Team is on hand to help you through the process.

To find out more, click the appropriate link below.

Did you buy your Shared Ownership home from Optivo? Read more.
Did you buy your Shared Ownership home from Southern Housing Group (SHG)? Read more.

If you bought your home through Shared Ownership, you are able to purchase further shares in the property when it is affordable to do so. Staircasing allows you to increase your equity share and will reduce the amount of rent you pay monthly.

To find out more, click the appropriate link below.

Did you buy your Shared Ownership home from Optivo? Read more.
Did you buy your Shared Ownership home from Southern Housing Group (SHG)? Read more.

Extending a short lease to a decent length can add thousands to your property’s value. Generally, the shorter the lease, the lower the value.

To find out more, click the appropriate link below.

Did you lease your home from Optivo? Read more.
Did you lease your home from Southern Housing Group (SHG)? Read more.